health insurance

Rhode Island’s health insurance commissioner is asking the public to weigh in on health insurance rates tonight. Health insurers have to file a request with the state to raise rates every year. Most have asked for increases in monthly premiums, for individuals, small businesses, and large group plans.

The insurance companies say they need the increase to pay for the rising costs of health care, as well as a proposed tax to help pay for HealthSource RI.

The Crow's Nest / University of South Florida, St. Petersburg

Providence city officials say they want to be more inclusive of transgender employees and retirees. That includes extending health insurance coverage for gender reassignment surgery.

Providence officials say the city’s health plan will now cover a suite of services for employees and retirees who identify as transgender. That includes gender reassignment surgery, hormone therapy, and behavioral health care.

Or... they could be. Insurers have just filed their requests for premium rate increases with the state’s health insurance commissioner. They’re only preliminary. And in years past the health insurance commissioner has denied some increases. But if experience is any guide, the average monthly premium for most plans will probably go up - in some cases by two-digit percentages.                                                         

It all depends on how you buy your insurance - on your own, through a small business, or through a large business.

Congratulations, class of 2015! You've got your diploma, and you're headed out into the world to start your life as an adult. Well done. If you've already lined up a job, with health insurance, doubly well done! But if not, don't worry. And don't assume you have to go without coverage. You have options.

Providence Business News Editor Mark Murphy joins Rhode Island Public Radio's Dave Fallon for our weekly business segment The Bottom Line.

This week Mark and Dave sit down with Dr. Anne DeGroot, co-founder of Clinica Esperanza, a free clinic providing health care to uninsured Rhode Island residents.

When to listen

You can hear The Bottom Line each Friday at 5:50pm.

Do you have insight or expertise on this topic? Please email us, we'd like to hear from you. news@ripr.org  

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